Compliance Services

Is Your Company SEC Compliant?

Protect your business with expert SEC due diligence and compliance consulting for the mortgage industry.

Key Questions

What You Need to Know

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What?

To be compliant with state laws, your Company MUST hold NMLS Mortgage Licenses or Exemptions.

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Who?

Every new Company entering the Mortgage Industry.

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Why?

Your Company's violations of state and federal laws (SEC and Licensing) will cause Penalties, Fines, Cease and Desist Orders.

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Where?

All 50 states and DC.

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When?

Before your Company can start business and generating Revenue.

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How?

Herb Thomas will design and conduct your Due Diligence Project.

Our Process

What is a Due Diligence Project?

The due diligence project is conducted to help satisfy your fiduciary duty to your investors to reveal all risk factors.

1

Review company mortgage lending activity details

2

Research state licensing statutes for required licenses or exemptions

3

Make formal written requests to state agencies confirming findings

4

Conduct status inquiries and encourage written agency responses

5

Analyze responses and recommend licensing approach

6

Acknowledge that states may not guarantee exemptions, though their confirmation provides the best confirmation available

7

Prepare NMLS applications and monitor approval process if licensing is pursued

Ready to Start Your Due Diligence Project?

Let Herb Thomas guide your company through the SEC compliance process with confidence.